For the rest of us, getting from 0 to 1 in wealth creation is a gigantic chasm extremely hard to overcome, meaning that we have to spend most of our lives focusing on earning income, never quite getting to the stage of actually accumulating wealth.
The introduction of crypto networks and decentralized finance has offered countless improvements to the way our financial system operates, often removing geographical barriers and permission-seeking of traditional systems, but we must admit that financial inclusion has not been one of them.